HEALTH CARE! HEALTH CARE!! HEALTH CARE!!!

      The health care concept is so broad and goes on with a lot of terms that could get your head spinning and most times it’s so confusing you can’t tell what is what so this post will mention some health care related terms and explain them the way they are

MEDICARE:  this is a health care coverage package that is government –run and it’s only available and accessible to persons over age 65 and persons with certain disabilities. Medicare is available for whoever qualifies regardless of income.
Medicare usually comprises of four parts-        
          Hospitalization coverage  also referred to as hospital insurance.
          Medical insurance.
          Medicare advantage which is being offered by private insurance companies, medicare advantage is a privately purchased supplemental insurance that gives extra services and through which all medicare services offered by hospitalization coverage and medical insurance can be accessed.
           Prescription drug coverage that is being run by private companies in contract with medicare.

MEDICAID: this is a program that is jointly offered by the state and federal government to help low income earners and poor families pay for their medical fees and long-term custodial care.the federal government funds up to fifty percent of the total cost of each states Medicaid program.

MEDIGAP: this is a term under Medicaid that is used to explain the gaps coverage in hospital insurance and medical insurance and it is being offered by private insurance companies as an alternative to medicare advantage.

PRIVATE  HEALTH INSURANCE: as implied by the phrase,private health insurance defines health policies bought by people from private insurance companies to cover the cost of their treatment for illnesses and medical emergencies in future. Compared to Medicaid,private health insurance covers more and provides people with more options when getting treatment for various medical conditions.                                                                                                                                                                                                                                                                                                                            
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